Expert Tips & Advice for Maximizing Your Credit Union Benefits
American homeowners have nearly $16 billion in available home equity. Some homeowners will take advantage of the funds available to them by applying for a home equity loan or home equity line of credit (HELOC). Others will wait to access their equity when they sell their homes, while another group of financially-strapped homeowners won’t consider […]
Money management is less of a struggle when a reliable system is used to track personal income and expenses. Trying to keep up with the due dates for next months credit card, insurance, utility, and even the occasional vet bill can make the most committed budgeter want to throw in the towel. A checking account […]
Opening a new business was both thrilling and yet – a bit overwhelming. The day you flipped the “open” sign or officially contacted your first client filled you with nervous anticipation. Soon after, the financial realities sank in. Thoughts surrounding cash flow, credit card processing, expansion costs, and additional equipment purchases filled you with anxiety. […]
You pay your mortgage (and other bills) on time every month, have a habit of keeping credit account balances low, and limiting new lines of credit. So, you’re not surprised that credit offers fill your mailbox daily. You usually shred these credit offers, until last week when a home equity line of credit (HELOC) offer […]
Planning your summer vacation can be overwhelming. If you’re one of the nearly 100 million Americans planning a family vacation this year, we understand why. Searching for travel deals, coordinating itineraries with relatives, and figuring how you will pay for it all can have you wondering if a staycation is the better option. While we […]
Budgeting myths keep you from experiencing a financial life free from stress and anxiety. A budget, aka spending plan, brings clarity to how you’re spending your money now and can predict how much you’ll have available to spend in the future. Conversely, mindless spending and a lack of financial goals will empty your wallet faster […]
By: Attorney Tom Demakis Buying a house is, for most people, the single biggest investment they will ever make. The process can be very stressful, but it does not have to be. You can eliminate a lot of anxiety if you take a few steps to protect yourself. Learn and understand the market in which […]
Securing a startup business loan can seem daunting at first, especially if you are new to entrepreneurship or have never secured a loan before. In this article you will find useful tips on exactly how to get a startup business loan, how to choose the best plan for you, and alternatives to traditional loan routes. […]
Most recent graduates can relate to feelings of confusion and often frustration when it comes to making payments on student loans. Student loans don’t come from a single source; instead, your payments are sent to multiple lenders with multiple interest rates, which can make them difficult to keep track of with differing due dates and […]
You’re considering the benefits of buying a new home and want the best possible deal at a rate that you deserve. You know that to get a mortgage at a low interest rate, lenders will be looking at your credit score to determine your eligibility for these lower rates and loans. What you may be […]