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Loan Rates

Mortgages

For current rates, please click here.

Personal Loans

Unsecured Loans

TermAPR** as low asPayment per $1,000 Borrowed
** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment form a CCU checking account (auto pay). Members in good standing with Community Credit Union of Lynn required. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval.
1 Year9.00%$87.45
2 Years9.00%$45.68
3 Years9.25%$31.92
4 Years9.25%$25.00
5 Years9.50%$21.00

Secured Loans

 TermAPR** As Low AsEstimated Cost per $1,000
** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment form a CCU checking account (auto pay). Members in good standing with Community Credit Union required. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval.
Installment loan up to $100,000up to 48 monthsFixed at 3.25% over the Passbook/CD interest rate$22.88
Term Balloon loan up to $100,0001 paymentFixed at 2.75% over the Passbook/CD interest rate$1003.47
Installment loan >= $100,000up to 48 monthsFixed at 3.25% over the Passbook/CD interest rate$22.88
Term Balloon loan >= $100,0001 paymentFixed at 2.75% over the Passbook/CD interest rate$1003.47

 

Credit Cards

Credit CardBest ForCredit Line RangeIntroductory APR*Regular APR** as low as
* Introductory APR for a period of six billing cycles. After that your APR will vary with the market based on the Prime Rate.
** APR will vary with the market based on the Prime Rate, credit history and is subject to change.
All loans are subject to credit approval. The fee associated with foreign transactions converted to US currency is 2%. The ATM cash advance fee is $10.00 or 2%, of the greater. *Points expire 5 years from each calendar year in which they are earned.
Visa PivotBuilding or repairing credit$300 - $2,500N/AN/A
Visa VividLow rates$2,500 - $30,0000.99%5.50%
Visa Vivid with RewardsEarning rewards$2,500 - $30,0000.99%9.00%
Visa Signature with RewardsAdditional benefits plus rewards$5,000 - $30,0000.99%9.00%
Visa BusinessVisa Business$5,000 - $50,0000.99%8.00%

 

Auto Loans

Auto LoansTermAPR** As Low AsPayment per $1,000 Borrowed
** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a pre-authorized electronic loan payment from a CCU checking account (auto pay). Membership in good standing with Community Credit Union is required. Please contact us for specific requirements, credit requirements, LTV and term limits, and pricing tiers. All loan applications are subject to credit approval.
New Vehicles
(2015-2016)
up to 66 months3.24%$16.56
67 to 75 months4.24%$15.20
76 to 84 months4.29%$13.80
Used Vehicles
(2011-2016)
up to 66 months3.99%$16.90
67 to 75 months4.74%$15.43
76 to 84 months4.99%$14.13
Used Vehicles
(2014 Model)
up to 66 months4.54%$17.15
2013 Modelup to 66 months4.84%$17.29
2012 Modelup to 60 months4.99%$18.87
2010-2011 Modelup to 60 months5.24%$18.98

 

Motorcycle Loans

Model YearTermAPR** As Low AsEstimated Cost per $1,000
** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment from a CCU checking account (auto pay). Membership in good standing with Community Credit Union is required. Please contact us for specific requirements, credit requirements, LTV and term limits, and pricing tiers. All loan applications are subject to credit approval.
New Vehicles
2014-2015
up to 48 months8.75%$24.77
Used Vehicle
2014-2015
up to 48 months9.75%$25.24
Used Vehicle
2010-2013
up to 48 months10.75%$25.72
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