Mortgages
For current rates, please click here.
Personal Loans
Unsecured Loans
| Term | APR** as low as | Payment per $1,000 Borrowed |
|---|---|---|
| ** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment form a CCU checking account (auto pay). Members in good standing with Community Credit Union of Lynn required. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval. | ||
| 1 Year | 9.00% | $87.45 |
| 2 Years | 9.00% | $45.68 |
| 3 Years | 9.25% | $31.92 |
| 4 Years | 9.25% | $25.00 |
| 5 Years | 9.50% | $21.00 |
Secured Loans
| Term | APR** As Low As | Estimated Cost per $1,000 | |
|---|---|---|---|
| ** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment form a CCU checking account (auto pay). Members in good standing with Community Credit Union required. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval. | |||
| Installment loan up to $100,000 | up to 48 months | Fixed at 3.25% over the Passbook/CD interest rate | $22.24 |
| Term Balloon loan up to $100,000 | 1 payment | Fixed at 2.75% over the Passbook/CD interest rate | $1003.47 |
| Installment loan >= $100,000 | up to 48 months | Fixed at 3.25% over the Passbook/CD interest rate | $22.24 |
| Term Balloon loan >= $100,000 | 1 payment | Fixed at 2.75% over the Passbook/CD interest rate | $1003.47 |
Credit Cards
| Credit Card | Best For | Credit Line Range | Introductory APR* | Regular APR** as low as |
|---|---|---|---|---|
| * Introductory APR for a period of six billing cycles. After that your APR will vary with the market based on the Prime Rate. ** APR will vary with the market based on the Prime Rate, credit history and is subject to change. All loans are subject to credit approval. The fee associated with foreign transactions converted to US currency is 2%. The ATM cash advance fee is $10.00 or 2%, of the greater. *Points expire 5 years from each calendar year in which they are earned. |
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| Visa Pivot | Building or repairing credit | $300 - $2,500 | N/A | N/A |
| Visa Vivid | Low rates | $2,500 - $30,000 | 0.99% | 5.50% |
| Visa Vivid with Rewards | Earning rewards | $2,500 - $30,000 | 0.99% | 9.00% |
| Visa Signature with Rewards | Additional benefits plus rewards | $5,000 - $30,000 | 0.99% | 9.00% |
| Visa Business | Visa Business | $5,000 - $50,000 | 0.99% | 8.00% |
Auto Loans
| Auto Loans | Term | APR** As Low As | Payment per $1,000 Borrowed |
|---|---|---|---|
| ** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a pre-authorized electronic loan payment from a CCU checking account (auto pay). Membership in good standing with Community Credit Union is required. Please contact us for specific requirements, credit requirements, LTV and term limits, and pricing tiers. All loan applications are subject to credit approval. | |||
| New Vehicles (2017-2018) less than 5K miles | up to 66 months | 4.24% | $17.01 |
| 67 to 75 months | 5.24% | $15.66 | |
| Used Vehicles (2017-2018) over 5K miles | up to 66 months | 4.39% | $17.08 |
| 67 to 75 months | 5.39% | $15.73 | |
| Used Vehicles (2016 Model) | up to 60 months | 5.24% | $18.98 |
| 2015 Model | up to 48 months | 5.49% | $23.25 |
| 2014 Model | up to 48 months | 6.49% | $23.71 |
| 2012-2013 Model | up to 48 months | 6.99% | $23.94 |
Motorcycle Loans
| Model Year | Term | APR** As Low As | Estimated Cost per $1,000 |
|---|---|---|---|
| ** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment from a CCU checking account (auto pay). Membership in good standing with Community Credit Union is required. Please contact us for specific requirements, credit requirements, LTV and term limits, and pricing tiers. All loan applications are subject to credit approval. | |||
| New Vehicles (2017-2019) less than 5K miles | up to 48 months | 8.75% | $24.77 |
| Used Vehicle (2017-2018) over 5K miles | up to 48 months | 9.75% | $25.24 |
| Used Vehicle (2012-2016 Model) | up to 48 months | 10.75% | $25.72 |