Here’s What HELOCs and Credit Cards Have in Common – And What They Don’t
Credit cards make it simple to purchase big-ticket items like televisions, computers, and furniture. As long as cardholders have the available balance to cover the cost of the item, it’s…
Should You Pay with Cash or a Credit Card? It Depends.
A split-second decision at the cash register can have lasting financial consequences. For many, the decision to pay using a credit card may be as simple as flipping a mental…
The #1 Way Local Credit Unions Differ from Banks
Credit unions and banks compete for your financial deposits. While both types of financial institutions insure those deposits against loss for up to $250,000.00*, credit unions and banks are different.…
HELOC Myths That Separate Homeowners from Their Mounting Equity
American homeowners have nearly $16 billion in available home equity. Some homeowners will take advantage of the funds available to them by applying for a home equity loan or home…
Here’s What You Should Know About Checking Accounts Before You Open One
Money management is less of a struggle when a reliable system is used to track personal income and expenses. Trying to keep up with the due dates for next months…
5 Financial Accounts Every Small Business Owner Should Open (Or At Least Consider)
Opening a new business was both thrilling and yet - a bit overwhelming. The day you flipped the “open” sign or officially contacted your first client filled you with nervous…
The Difference Between a Mortgage and a HELOC – And How Both Can Reduce Your Tax Bill
You pay your mortgage (and other bills) on time every month, have a habit of keeping credit account balances low, and limiting new lines of credit. So, you’re not surprised…
Should You Use a Credit Card to Pay for Summer Travel?
Planning your summer vacation can be overwhelming. If you’re one of the nearly 100 million Americans planning a family vacation this year, we understand why. Searching for travel deals, coordinating…
Budgeting Myths That Keep You Broke
Budgeting myths keep you from experiencing a financial life free from stress and anxiety. A budget, aka spending plan, brings clarity to how you’re spending your money now and can…
Ask the Expert: 9 tips for Home-Buyers!
By: Attorney Tom Demakis Buying a house is, for most people, the single biggest investment they will ever make. The process can be very stressful, but it does not have…