skip to Main Content

Personal Loans

Life is full of expectations and excitement. When the unexpected happens, you need a financial institution you can trust. At Community Credit Union, we’re here to partner with you – with banking that’s vibrant, personal, and fair. Our Personal Loan products can help you pay for life’s expected and unexpected moments.

A safety net is a great thing to have for peace of mind. With a Personal Line of Credit, you have that peace of mind for the unforeseen – like home or car repairs, cash shortages, or any other unexpected expense.

Your line of credit revolves – you can borrow what you need, pay back what you borrowed, and borrow again – all with one initial application and approval. It’s that easy!

  • Low, variable rates
  • Pay interest on only what you borrow
  • Use it for anything, anytime
  • Easily accessible through Visa® Debit, Online Banking, checks, or teller
  • Minimum $1,000, maximum $30,000

Apply Now

Community Credit Union can help you live your life more vibrantly! With an Unsecured Loan, you can borrow money to take your family on a once in a lifetime vacation or pay for unexpected medical expenses, car or home repairs – or just about anything else.

Get great rates with flexible terms and make your dreams happen.

  • Low fixed rates
  • Flexible terms up to 60 months
  • No collateral required

Current Rates

TermAPR** as low asPayment per $1,000 Borrowed
** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment form a CCU checking account (auto pay). Members in good standing with Community Credit Union of Lynn required. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval.
1 Year9.00%$87.45
2 Years9.00%$45.68
3 Years9.25%$31.92
4 Years9.25%$25.00
5 Years9.50%$21.00

Apply Now

We know that younger members of our community need help establishing credit to help get their financial lives started. We also understand that sometimes mistakes happen, and some of us need help getting back to a good financial position.

A Secured Loan from Community Credit Union can help you to establish or repair your credit.  Secured Loans are a convenient solution to get a loan by simply using what you already have on deposit in a Certificate of Deposit. And, you continue to accrue interest in your Certificate.

  • Borrow up to 95% of what’s on deposit
  • No fees
  • Flexible terms up to 48 months
  • Lowest rates
  • Continue to accrue interest in your Certificate

Current Rates

 TermAPR** As Low AsEstimated Cost per $1,000
** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates. The above APRs include a 1.00% discount applicable only when a member has direct deposit going into a CCU checking account, and a preauthorized electronic loan payment form a CCU checking account (auto pay). Members in good standing with Community Credit Union required. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval.
Installment loan up to $100,000up to 48 monthsFixed at 3.25% over the Passbook/CD interest rate$22.88
Term Balloon loan up to $100,0001 paymentFixed at 2.75% over the Passbook/CD interest rate$1003.47
Installment loan >= $100,000up to 48 monthsFixed at 3.25% over the Passbook/CD interest rate$22.88
Term Balloon loan >= $100,0001 paymentFixed at 2.75% over the Passbook/CD interest rate$1003.47

Apply Now

If you need help or would like more information, please visit one of our branches or call us at 800-862-7009. Become a member today and live more vibrantly!

Back To Top