Credit Cards

Credit Cards

Building good credit is the way you can reach extraordinary financial goals. Give yourself the purchasing power of a Visa® credit card, and put good credit in the palm of your hand.

Casino players use Community Credit Union credit cards for a variety of reasons. Some people use them to make small purchases while gambling, others use them as their primary source of funds. The use of Community Credit Union credit cards is also very handy at various casinos, which you can read more about here. Regardless of the reason, using a CCU credit card can be a beneficial experience for both the card holder and the credit union. Here are some things to keep in mind if you’re considering using a CCU credit card:

-The interest rates on CCU credit cards are typically lower than those found on other types of credit cards. This makes these cards an ideal option for people who want to build up their credit score or who need to manage debt responsibly.

-CCU offers a range of benefits that can make using their cards even more advantageous.

We have several different credit card programs which will suit your specific needs.

With all of our programs, you’ll get:

  • No annual fee
  • Get your FICO® Credit Score† for free online quarterly
  • No over the credit limit fee
  • Great, low variable interest rates
  • 24/7 call center, online account access & mobile app
  • Balance consolidation
  • Visa benefits
Credit CardBest ForCredit Line RangeIntroductory APR*Regular APR** as low as
Visa PivotBuilding or repairing credit$300 - $2,500 N/A18.00%
Visa VividLow rates$2,500 - $30,0000.99%5.50% + Prime Rate
Visa Vivid with RewardsEarning rewards$2,500 - $30,0000.99%9.00% + Prime Rate
Visa Signature with RewardsAdditional benefits plus rewards$5,000 - $30,0000.99%9.00% + Prime Rate
Visa BusinessVisa Business$5,000 - $50,0000.99%8.00% + Prime Rate
* Introductory APR for a period of six billing cycles. After that your APR will vary with the market based on the Prime Rate.
** APR will vary with the market based on the Prime Rate, credit history and is subject to change.
All loans are subject to credit approval. The fee associated with foreign transactions converted to US currency is 2%. The ATM cash advance fee is $10.00 or 2%, of the greater. *Points expire 5 years from each calendar year in which they are earned.

Visa Pivot

This Visa credit card is perfect for members looking to establish or rebuild credit.  The Visa Pivot card is the smarter, more economical way to get the credit you deserve.

  • Qualifying credit lines from $300 to $2,500
  • Visa benefits: Auto Rental Collision Damage Waiver and Global Assistance Services

Apply Now

Visa Vivid

Get rewarded for using your credit card and get a step closer to achieving your financial success story. This card is perfect for members with established credit who are seeking for low interest rate.

  • Introductory Promotions*:
    • 0.99% introductory APR for a period of six billing cycles for purchases
    • 0.99% introductory APR for a period of twelve billing cycles for balance transfers
  • As low as 5.50% APR**
  • Qualifying credit lines ranges from $2,500 to $30,000
  • Visa benefits: Auto Rental Collision Damage Waiver and Global Assistance Services

Apply Now

Visa Vivid with Rewards

Get rewarded for using your credit card and get a step closer to achieving your financial success story. The Visa Vivid with Rewards credit card is perfect for members with established credit who want extra benefits and spending rewards.

  • Introductory Promotions*:
    • 0.99% introductory APR for a period of six billing cycles for purchases
    • 0.99% introductory APR for a period of twelve billing cycles for balance transfers
  • As low as 9.00% APR**
  • Qualifying credit lines ranges from $2,500 to $30,000
  • Visa benefits: Auto Rental Collision Damage Waiver and Global Assistance Services
  • Added benefits: CURewards Mall

Reward Point benefits:

  • Get 10,000 points for the first $1,000 spent in the first 90 days
  • Up to 1 reward points per dollar spent
  • Get 2 points for gas, 1 point for grocery and entertainment, and 1 point on everything else
  • Redeem points for your choice of travel, cash back, or merchandise
  • For CURewards Program questions, call (800) 637-7728

Apply Now

Visa Signature with Rewards

The Signature credit card is a great option for long-term members because it offers several additional benefits.

  • Introductory Promotions*:
    • 0.99% introductory APR for a period of six billing cycles for purchases
    • 0.99% introductory APR for a period of twelve billing cycles for balance transfers
  • As low as 9.00% APR**
  • Qualifying credit lines ranges from $5,000 to $30,000
  • Visa benefits: Warranty Manager Service, Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver, Roadside Dispatch, Visa Signature Concierge, Visa Signature Perks and Global Assistance Services
  • Added benefits: CURewards Mall, Travel Accident, Baggage Delay & Financial Services Common Carrier Trip Cancellation/Trip Interruption Insurance

Reward Point benefits:

  • Get 10,000 points for the first $1,000 spent in the first 90 days
  • Up to 1 reward points per dollar spent
  • Get 2 points for gas, 1 point for grocery and entertainment, and 1 point on everything else
  • Redeem points for your choice of travel, cash back, or merchandise
  • For CURewards Program questions, call (800) 637-7728

Apply Now

Visa Business

Expand your business’s purchasing power with our Visa Business credit card! It’s ideal for all businesses, proprietors, and the self-employed. We also offer other business banking products.

  • Earn Reward Points toward rewards for your business
  • Option to have multiple employee cards on a single account
  • Introductory Promotions*:
    • 0.99% introductory APR for a period of six billing cycles for purchases
    • 0.99% introductory APR for a period of twelve billing cycles for balance transfers
  • As low as 8.00% APR**
  • Qualifying credit line ranges from $3,000 to $50,000
  • Visa benefits: Purchase Security and Extended Protection, Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, and Global Assistance Services
  • Added benefits: CURewards Mall, Travel Accident & Baggage Delay

Reward Point benefits:

  • Get 10,000 points for the first $1,000 spent in the first 90 days
  • Up to 1 reward points per dollar spent
  • Get 2 points for gas, 1 point for grocery and entertainment, and 1 point on everything else
  • Redeem points for your choice of travel, cash back, or merchandise
  • For CURewards Program questions, call (800) 637-7728

Apply Now

If you need help or would like more information, please visit one of our branches or call us at 800-862-7009. Become a member today and live more vibrantly!

 * Introductory APR for a period of six billing cycles.  After that your APR will vary with the market based on the Prime Rate.

** APR will vary with the market based on the Prime Rate, credit history and is subject to change.

All loans are subject to credit approval. The fee associated with foreign transactions converted to US currency is 2%. The ATM cash advance fee is $10.00 or 2%, of the greater. *Points expire 5 years from each calendar year in which they are earned.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Community Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Community Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

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