Credit Cards
Building good credit is the way you can reach extraordinary financial goals. Give yourself the purchasing power of a Visa® credit card, and put good credit in the palm of your hand.
We have several different credit card programs which will suit your specific needs.
With all of our programs, you’ll get:
- No annual fee
- Get your FICO® Credit Score† for free online quarterly
- No over the credit limit fee
- Great, low variable interest rates
- 24/7 call center, online account access & mobile app
- Balance consolidation
- Visa benefits
| Credit Card | Best For | Credit Line Range | Introductory APR* | Regular APR** as low as |
|---|---|---|---|---|
| Visa Pivot | Building or repairing credit | $300 - $2,500 | N/A | 18.00% |
| Visa Vivid | Low rates | $2,500 - $30,000 | 0.99% | 5.50% + Prime Rate |
| Visa Vivid with Rewards | Earning rewards | $2,500 - $30,000 | 0.99% | 9.00% + Prime Rate |
| Visa Signature with Rewards | Additional benefits plus rewards | $5,000 - $30,000 | 0.99% | 9.00% + Prime Rate |
| Visa Business | Visa Business | $5,000 - $50,000 | 0.99% | 8.00% + Prime Rate |
| * Introductory APR for a period of six billing cycles. After that your APR will vary with the market based on the Prime Rate. ** APR will vary with the market based on the Prime Rate, credit history and is subject to change. Maximum APR is 18.00%. All loans are subject to credit approval. The fee associated with foreign transactions converted to US currency is 2%. The ATM cash advance fee is $10.00 or 2%, of the greater. *Points expire 5 years from each calendar year in which they are earned. |
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VISA PIVOT
- Qualifying credit lines from $300 to $2,500
- Visa benefits: Auto Rental Collision Damage Waiver and Global Assistance Services
VISA VIVID
- Introductory Promotions*:
- 0.99% introductory APR for a period of six billing cycles for purchases
- 0.99% introductory APR for a period of twelve billing cycles for balance transfers
- As low as 5.50% APR**
- Qualifying credit lines ranges from $2,500 to $30,000
- Visa benefits: Auto Rental Collision Damage Waiver and Global Assistance Services
VISA VIVID WITH REWARDS
- Introductory Promotions*:
- 0.99% introductory APR for a period of six billing cycles for purchases
- 0.99% introductory APR for a period of twelve billing cycles for balance transfers
- As low as 9.00% APR**
- Qualifying credit lines ranges from $2,500 to $30,000
- Visa benefits: Auto Rental Collision Damage Waiver and Global Assistance Services
- Added benefits: CURewards Mall
Reward Point benefits:
- Get 10,000 points for the first $1,000 spent in the first 90 days
- Up to 1 reward points per dollar spent
- Get 2 points for gas, 1 point for grocery and entertainment, and 1 point on everything else
- Redeem points for your choice of travel, cash back, or merchandise
- For CURewards Program questions, call (800) 637-7728
VISA SIGNATURE WITH REWARDS
- Introductory Promotions*:
- 0.99% introductory APR for a period of six billing cycles for purchases
- 0.99% introductory APR for a period of twelve billing cycles for balance transfers
- As low as 9.00% APR**
- Qualifying credit lines ranges from $5,000 to $30,000
- Visa benefits: Warranty Manager Service, Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver, Roadside Dispatch, Visa Signature Concierge, Visa Signature Perks and Global Assistance Services
- Added benefits: CURewards Mall, Travel Accident, Baggage Delay & Financial Services Common Carrier Trip Cancellation/Trip Interruption Insurance
Reward Point benefits:
- Get 10,000 points for the first $1,000 spent in the first 90 days
- Up to 1 reward points per dollar spent
- Get 2 points for gas, 1 point for grocery and entertainment, and 1 point on everything else
- Redeem points for your choice of travel, cash back, or merchandise
- For CURewards Program questions, call (800) 637-7728
VISA BUSINESS
Expand your business’s purchasing power with our Visa Business credit card! It’s ideal for all businesses, proprietors, and the self-employed. We also offer other business banking products.
- Earn Reward Points toward rewards for your business
- Option to have multiple employee cards on a single account
- Introductory Promotions*:
- 0.99% introductory APR for a period of six billing cycles for purchases
- 0.99% introductory APR for a period of twelve billing cycles for balance transfers
- As low as 8.00% APR**
- Qualifying credit line ranges from $3,000 to $50,000
- Visa benefits: Purchase Security and Extended Protection, Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, and Global Assistance Services
- Added benefits: CURewards Mall, Travel Accident & Baggage Delay
Reward Point benefits:
- Get 10,000 points for the first $1,000 spent in the first 90 days
- Up to 1 reward points per dollar spent
- Get 2 points for gas, 1 point for grocery and entertainment, and 1 point on everything else
- Redeem points for your choice of travel, cash back, or merchandise
- For CURewards Program questions, call (800) 637-7728
If you need help or would like more information, please visit one of our branches or call us at 800-862-7009. Become a member today and live more vibrantly!
* Introductory APR for a period of six billing cycles. After that your APR will vary with the market based on the Prime Rate.
** APR will vary with the market based on the Prime Rate, credit history and is subject to change.
All loans are subject to credit approval. The fee associated with foreign transactions converted to US currency is 2%. The ATM cash advance fee is $10.00 or 2%, of the greater. *Points expire 5 years from each calendar year in which they are earned.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Community Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Community Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.