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Checking Accounts

At Community Credit Union, we have checking accounts that help you cultivate your potential. They are accounts that help you go beyond what you think is possible by saving you money, yielding more interest, and offering you more protection and convenience. That’s how we make extraordinary things happen.

Moving your checking account to Community Credit Union is easy! Our Switch Kit can help you get started.

Or open an account online here!

We’re here to help you make it happen because we know what you want most – to save money. That’s why we offer Free Checking! Enjoy a low opening deposit requirement, no monthly maintenance fees, and convenient 24/7 access.

Chase your dreams and achieve your financial goals with NOW Checking – and let your money work for you. NOW Checking offers a tiered interest rate that is compounded monthly and requires a $400 minimum to open.

  • Tiered interest rates
  • Free Online & Mobile Banking
  • Maintenance fee waived with a $500 balance
  • Unlimited check writing
  • Overdraft protection with a line of credit
  • Free Visa® Debit/ATM card
  • Convenient access to surcharge-free ATMs

Current Rates

ProductRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
Effective 04/13/2016
* Rates subject to change without notice.
** Annual Percentage Yield. Fees may reduce earnings.
NOW Checking Account0.02%0.02%$400.00$15.00
0.04%0.04%$1,000.00
0.07%0.07%$2,500.00

To be extraordinary means you need to get more from your checking.  That’s why we offer Kasasa Cash® – checking that pays you up to 2.00% APY*, refunds ATM fees, and more! That’s Kasasa – simple checking that cultivates your potential.

  • High dividends
  • 00% APY on balances up to $20,000
  • Refunds on ATM fees (up to $20)
  • Earn rewards with no minimum balance
  • Free Online & Mobile Banking
  • No monthly service fees
  • Unlimited check writing
  • Free Visa® Debit/ATM card
  • Convenient access to surcharge-free ATMs
  • Overdraft Protection with a line of credit

Want to earn easy rewards?

To earn your Kasasa rewards, just do these three things during each Monthly Qualification Cycle (3rd Wednesday of each month):

  • Have at least 1 direct deposit or ACH credit transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and activate eStatements

That’s it! Also, the best part is, even if you don’t meet the qualifications during the cycle, your account is still free and you’ll still earn dividends at a lower APY.  Then, you can get right back to earning your rewards the following monthly cycle.

Sign Up

Current Rates

Kasasa Cash CheckingRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
Must meet requirements (see additional info)
Balances up to $20,0001.98%2.00%$25.00$0.00
On amounts exceeding $20,0000.50%0.50%$20,000.00

We can help you make your financial future happen and be rewarded doing it with Kasasa Cash Back Checking. With this checking account, you can earn 2% cash back on debit card purchases – up to $72 annually – and get refunds on your ATM fees, nationwide! With Community Credit Union, we can help you get there.

Kasasa Cash Back Checking also offers:

  • 2% cash back on debit card purchases
    • No category restrictions
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 annually
  • No monthly service fee
  • No minimum balance to earn rewards
  • Overdraft Protection with a line of credit
  • Free Online & Mobile Banking
  • Convenient access to surcharge-free ATMs

Want to earn easy rewards?

To earn your rewards, just do these three things during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH credit transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and activate eStatements

That’s it! Also, the best part is, even if you don’t meet the qualifications during the cycle, your account is still free.  Then, you can get right back to earning your rewards the following monthly cycle.

Sign Up

When people do great things, they rarely do it on their own – which is why Community Credit Union offers Overdraft Protection on our checking accounts. Overdraft Protection works as a safety net and provides peace of mind, so you can achieve big things.

  • Easy access through checks, debit, or teller
  • Easy application and fast decision

For more information or to open an account, please visit one of our branches or call us at 800-862-7009. Become a member today and live more vibrantly!

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