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Deposit Rates

Checking Accounts

ProductRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
NOW Checking Account0.02%0.02%$400.00$15.00
0.02%0.02%$1,000.00
0.02%0.02%$2,500.00
Effective 6/15/2020
* Rates subject to change without notice.
** Annual Percentage Yield. Fees may reduce earnings.

Kasasa Cash CheckingRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
Balances up to $20,0001.98%2.00%$25.00$0.00
On amounts exceeding $20,0000.50%0.50%$20,000.00
Must meet requirements (see additional info)

Savings Accounts

ProductRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
Statement Savings/Club A/C's0.05%0.05%$25.00$25.00
0.05%0.05%$25,000.00
Passbook Savings
(Grandfathered)
0.02%0.02%$25.00$25.00
0.02%0.02%$25,000.00

 

Money Market Accounts

ProductRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
Money Market Deposit Account
(MMDA)***
0.02%0.02%$1,000.00$25.00
0.02%0.02%$2,500.00
0.02%0.02%$10,000.00
0.02%0.02%$25,000.00
Community First Money Market
(CFMM)***
0.02%0.02%$10,000.00$25.00
0.02%0.02%$10,000.00
0.02%0.02%$25,000.00
0.15%0.15%$100,000.00
Effective: 11/16/2020
* Rates subject to change without notice.
** Annual Percentage Yield.
Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted.
Dividends are compounded and paid monthly.
*** Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings. Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest.
MEMBER NCUA, MSIC

 

Certificates

TermRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
3 Months0.10%0.10%$1,000.00$1,000.00
4 Months0.10%0.10%$1,000.00$1,000.00
6 Months0.10%0.10%$1,000.00$1,000.00
7 Months0.15%0.15%$1,000.00$1,000.00
9 Months0.15%0.15%$1,000.00$1,000.00
10 Months0.25%0.25%$1,000.00$1,000.00
11 Months0.25%0.25%$1,000.00$1,000.00
12 Months0.30%0.30%$1,000.00$1,000.00
13 Months0.25%0.25%$1,000.00$1,000.00
14 Months0.35%0.35%$1,000.00$1,000.00
15 Months0.40%0.40%$1,000.00$1,000.00
18 Months0.50%0.50%$1,000.00$1,000.00
20 Months0.30%0.30%$1,000.00$1,000.00
24 Months0.60%0.60%$1,000.00$1,000.00
36 Months0.70%0.70%$1,000.00$1,000.00
40 Months0.50%0.50%$1,000.00$1,000.00
48 Months1.00%1.00%$1,000.00$1,000.00
Effective: 11/16/2020
* NEW MONEY for all CD Specials
1 Rates subject to change without notice.
2 Annual Percentage Yield.
1, 3 Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted.
4 Terms less than 12 months earn simple interest. Dividends are compounded and paid monthly. Federal regulations require a penalty for early withdrawal on all term deposits.
5 Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings.
**Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest. MEMBER NCUA, MSIC

 

Retirement Accounts

TermRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
3 Months0.10%0.10%$500.00$500.00
6 Months0.10%0.10%$500.00$500.00
12 Months0.30%0.30%$500.00$500.00
14 Months0.35%0.35%$500.00$500.00
18 Months0.50%0.50%$500.00$500.00
20 Months0.30%0.30%$500.00$500.00
24 Months0.60%0.60%$500.00$500.00
36 Months0.70%0.70%$500.00$500.00
40 Months0.50%0.50%$500.00$500.00
48 Months1.00%1.00%$500.00$500.00
Effective: 11/16/2020
* NEW MONEY for all CD Specials
1 Rates subject to change without notice.
2 Annual Percentage Yield.
1, 3 Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted.
4 Terms less than 12 months earn simple interest. Dividends are compounded and paid monthly. Federal regulations require a penalty for early withdrawal on all term deposits.
5 Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings.
**Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest. MEMBER NCUA, MSIC
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