Deposit Rates

Checking Accounts

ProductRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
NOW Checking Account0.02%0.02%$400.00$15.00
0.02%0.02%$1,000.00
0.02%0.02%$2,500.00
Effective 08/04/2022
* Rates subject to change without notice.
** Annual Percentage Yield. Fees may reduce earnings.
Kasasa Cash CheckingRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
Balances up to $20,0001.98%2.00%$25.00$0.00
On amounts exceeding $20,0000.50%0.50%$20,000.00
Must meet requirements (see additional info)

Effective 08/04/2022
* Rates subject to change without notice.
** Annual Percentage Yield. Fees may reduce earnings.

Savings Accounts

ProductRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
Statement Savings/Club A/C's0.05%0.05%$25.00$25.00
0.05%0.05%$25,000.00
Passbook Savings
(Grandfathered)
0.02%0.02%$25.00$25.00
0.02%0.02%$25,000.00

Money Market Accounts

ProductRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
High Yield 5% Community
Money Market Account****
5%5%$10,000.00$.01
Money Market Deposit Account
(MMDA)***
0.02%0.02%$1,000.00$25.00
0.02%0.02%$2,500.00
0.02%0.02%$10,000.00
0.02%0.02%$25,000.00
Community First Money Market
(CFMM)***
0.02%0.02%$10,000.00$25.00
0.02%0.02%$10,000.00
0.02%0.02%$25,000.00
0.10%0.10%$100,000.00
Effective: 02/09/2024
* Rates subject to change without notice.
** Annual Percentage Yield.
Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted.
Dividends are compounded and paid monthly.
*** Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings. Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest.
MEMBER NCUA, MSIC
**** Community High Yield Money Market for consumer and business accounts. Earn 5% Annual Percentage Yield for new money only. Rates are subject to change without notice. Minimum balance of $10,000 to open. Transaction limitations apply, per Regulation D—no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted.

Annual Percentage Yield. Please see account disclosures. Fees may reduce earnings. Rates are subject to change without notice. Dividends are compounded and paid monthly. Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest.

Certificates

TermRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
3 Months0.05%0.05%$1,000.00$1,000.00
4 Months0.05%0.05%$1,000.00$1,000.00
6 Months0.05%0.05%$1,000.00$1,000.00
7 Months0.05%0.05%$1,000.00$1,000.00
9 Months0.10%0.10%$1,000.00$1,000.00
10 Months0.10%0.10%$1,000.00$1,000.00
11 Months0.05%0.05%$1,000.00$1,000.00
12 Months0.25%0.25%$1,000.00$1,000.00
13 Months0.25%0.25%$1,000.00$1,000.00
14 Months (SPECIAL)1.099%1.10%$1,000.00$1,000.00
15 Months0.35%0.35%$1,000.00$1,000.00
18 Months0.45%0.45%$1,000.00$1,000.00
20 Months0.45%0.45%$1,000.00$1,000.00
24 Months0.45%0.45%$1,000.00$1,000.00
36 Months0.50%0.50%$1,000.00$1,000.00
40 Months0.50%0.50%$1,000.00$1,000.00
48 Months0.50%0.50%$1,000.00$1,000.00
Effective: 08/04/2022
* NEW MONEY for all CD Specials
1 Rates subject to change without notice.
2 Annual Percentage Yield.
1, 3 Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted.
4 Terms less than 12 months earn simple interest. Dividends are compounded and paid monthly. Federal regulations require a penalty for early withdrawal on all term deposits.
5 Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings.
**Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest. MEMBER NCUA, MSIC

Retirement Accounts

TermRate*APY**Minimum Balance to OpenMinimum Daily Balance to Earn APY
3 Months0.05%0.05%$500.00$500.00
6 Months0.05%0.05%$500.00$500.00
12 Months0.25%0.25%$500.00$500.00
14 Months (SPECIAL)1.099%1.10%$500.00$500.00
18 Months0.45%0.45%$500.00$500.00
20 Months0.45%0.45%$500.00$500.00
24 Months0.45%0.45%$500.00$500.00
36 Months0.50%0.50%$500.00$500.00
40 Months0.50%0.50%$500.00$500.00
48 Months0.50%0.50%$500.00$500.00
Effective: 08/04/2022
* NEW MONEY for all CD Specials
1 Rates subject to change without notice.
2 Annual Percentage Yield.
1, 3 Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted.
4 Terms less than 12 months earn simple interest. Dividends are compounded and paid monthly. Federal regulations require a penalty for early withdrawal on all term deposits.
5 Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings.
**Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest. MEMBER NCUA, MSIC

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