Deposit Rates
Checking Accounts
| Product | Rate* | APY** | Minimum Balance to Open | Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
| NOW Checking Account | 0.02% | 0.02% | $400.00 | $15.00 |
| 0.02% | 0.02% | $1,000.00 | ||
| 0.02% | 0.02% | $2,500.00 | ||
| Effective 08/04/2022 * Rates subject to change without notice. ** Annual Percentage Yield. Fees may reduce earnings. |
||||
| Kasasa Cash Checking | Rate* | APY** | Minimum Balance to Open | Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
| Balances up to $20,000 | 1.98% | 2.00% | $25.00 | $0.00 |
| On amounts exceeding $20,000 | 0.50% | 0.50% | $20,000.00 | |
| Must meet requirements (see additional info) Effective 08/04/2022 * Rates subject to change without notice. ** Annual Percentage Yield. Fees may reduce earnings. |
||||
Savings Accounts
| Product | Rate* | APY** | Minimum Balance to Open | Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
| Statement Savings/Club A/C's | 0.05% | 0.05% | $25.00 | $25.00 |
| 0.05% | 0.05% | $25,000.00 | ||
| Passbook Savings (Grandfathered) | 0.02% | 0.02% | $25.00 | $25.00 |
| 0.02% | 0.02% | $25,000.00 |
Money Market Accounts
| Product | Rate* | APY** | Minimum Balance to Open | Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
| Money Market Deposit Account (MMDA)*** | 0.02% | 0.02% | $1,000.00 | $25.00 |
| 0.02% | 0.02% | $2,500.00 | ||
| 0.02% | 0.02% | $10,000.00 | ||
| 0.02% | 0.02% | $25,000.00 | ||
| Community First Money Market (CFMM)*** | 0.02% | 0.02% | $10,000.00 | $25.00 |
| 0.02% | 0.02% | $10,000.00 | ||
| 0.02% | 0.02% | $25,000.00 | ||
| 0.10% | 0.10% | $100,000.00 | ||
| Effective: 08/04/2022 * Rates subject to change without notice. ** Annual Percentage Yield. Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted. Dividends are compounded and paid monthly. *** Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings. Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest. MEMBER NCUA, MSIC |
||||
Certificates
| Term | Rate* | APY** | Minimum Balance to Open | Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
| 3 Months | 0.05% | 0.05% | $1,000.00 | $1,000.00 |
| 4 Months | 0.05% | 0.05% | $1,000.00 | $1,000.00 |
| 6 Months | 0.05% | 0.05% | $1,000.00 | $1,000.00 |
| 7 Months | 0.05% | 0.05% | $1,000.00 | $1,000.00 |
| 9 Months | 0.10% | 0.10% | $1,000.00 | $1,000.00 |
| 10 Months | 0.10% | 0.10% | $1,000.00 | $1,000.00 |
| 11 Months | 0.05% | 0.05% | $1,000.00 | $1,000.00 |
| 12 Months | 0.25% | 0.25% | $1,000.00 | $1,000.00 |
| 13 Months | 0.25% | 0.25% | $1,000.00 | $1,000.00 |
| 14 Months (SPECIAL) | 1.099% | 1.10% | $1,000.00 | $1,000.00 |
| 15 Months | 0.35% | 0.35% | $1,000.00 | $1,000.00 |
| 18 Months | 0.45% | 0.45% | $1,000.00 | $1,000.00 |
| 20 Months | 0.45% | 0.45% | $1,000.00 | $1,000.00 |
| 24 Months | 0.45% | 0.45% | $1,000.00 | $1,000.00 |
| 36 Months | 0.50% | 0.50% | $1,000.00 | $1,000.00 |
| 40 Months | 0.50% | 0.50% | $1,000.00 | $1,000.00 |
| 48 Months | 0.50% | 0.50% | $1,000.00 | $1,000.00 |
| Effective: 08/04/2022 * NEW MONEY for all CD Specials 1 Rates subject to change without notice. 2 Annual Percentage Yield. 1, 3 Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted. 4 Terms less than 12 months earn simple interest. Dividends are compounded and paid monthly. Federal regulations require a penalty for early withdrawal on all term deposits. 5 Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings. **Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest. MEMBER NCUA, MSIC |
||||
Retirement Accounts
| Term | Rate* | APY** | Minimum Balance to Open | Minimum Daily Balance to Earn APY |
|---|---|---|---|---|
| 3 Months | 0.05% | 0.05% | $500.00 | $500.00 |
| 6 Months | 0.05% | 0.05% | $500.00 | $500.00 |
| 12 Months | 0.25% | 0.25% | $500.00 | $500.00 |
| 14 Months (SPECIAL) | 1.099% | 1.10% | $500.00 | $500.00 |
| 18 Months | 0.45% | 0.45% | $500.00 | $500.00 |
| 20 Months | 0.45% | 0.45% | $500.00 | $500.00 |
| 24 Months | 0.45% | 0.45% | $500.00 | $500.00 |
| 36 Months | 0.50% | 0.50% | $500.00 | $500.00 |
| 40 Months | 0.50% | 0.50% | $500.00 | $500.00 |
| 48 Months | 0.50% | 0.50% | $500.00 | $500.00 |
| Effective: 08/04/2022 * NEW MONEY for all CD Specials 1 Rates subject to change without notice. 2 Annual Percentage Yield. 1, 3 Transaction limitations apply, per Regulation D - no more than six (6) transfers or withdrawals per calendar month or statement cycle can be conducted. 4 Terms less than 12 months earn simple interest. Dividends are compounded and paid monthly. Federal regulations require a penalty for early withdrawal on all term deposits. 5 Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings. **Refer to CCU's Fee Schedule and Account Product Disclosures for additional account requirements to earn interest. MEMBER NCUA, MSIC |
||||
If you need help or would like more information, please visit one of our branches or call us at 800-862-7009. Become a member today and live more vibrantly!