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Home Equity

Put your home’s equity to work so you can make your dreams and goals happen. With a Fixed Rate Second Mortgage or a Home Equity Line of Credit, the work you put into your home to build its equity can finally work for you! You can use the money to make home improvements, consolidate debt, take a dream vacation, and much more.

Now that you’ve built up equity in your home, let it benefit you. A Fixed Rate Second Mortgage can help you pay for college tuition, make home improvements, consolidate debt, or cover any large expense you have coming up.  We offer great, low fixed rates and flexible terms. With this option, the money you borrow is paid out in one lump sum.

  • Borrow up to 80% of your home’s equity
  • Loan amounts from $25k to $250K
  • Low rates
  • Flexible terms from 5, 10, or 15 years

Call our Mortgage Center at 978-968-2200 to learn more, check rates, apply for your loan, or finish an application you’ve already started.

Get a Home Equity Line of Credit, or HELOC, with Community Credit Union and live more vibrantly. With a HELOC, you can make home repairs, renovations, pay college tuition, or anything else that can be paid for in smaller portions. With this option, you can borrow what you need in smaller amounts with just one loan application and approval!

Best of all, you only pay back what you use, when you use it. It’s easy, convenient, and offers you access to the money you need to get things done.

  • Borrow up to 80% of your home’s equity
  • Low, competitive rates
  • May be tax deductible*
  • No origination fees
  • Very low closing costs
  • Interest accrues only on what you borrow

Access to your Home Equity Line is convenient, too. Withdraw through Online Banking, HELOC checks, or at a teller window.

Call our Mortgage Center at 978-968-2200 to learn more, check rates, apply for your loan, or finish an application you’ve already started.

For additional information, call our Mortgage Center at 978-968-2200 to speak to one of our Mortgage Lending Representatives or email us at mortgagecenter@myccu.org.

*Consult a tax advisor

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