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Mortgages

Make your dreams happen with us! We have the mortgage options to make your dreams of home ownership a reality.

At Community Credit Union, we make decisions locally, which means we’ll approve your loan faster than a large bank or a mortgage broker – and you’ll be treated like family. We take the time to understand your situation and accommodate your specific needs.

We offer free pre-qualifications, so you can shop for your home with peace of mind knowing that you’ll be within your budget. One of our Mortgage Lending Representatives can walk you through your options and the mortgage process step by step. No surprises, just low rates and unmatched service.

Lock in your rate with a fixed rate mortgage and enjoy the predictability of knowing exactly what your loan payment will be every month. Get competitive, low rates that won’t creep up on you.

  • 10, 15, 20, 30-year term loans
  • Secure loans from $50,000 and up
  • Jumbo loans available

Already have a mortgage? Lower your interest rate! We can refinance your current mortgage if you want to beat the rate you have now.

Calculators

Visit our Mortgage Center to learn more, apply for your loan, or finish an application you’ve already started.

We can help you get an Adjustable Rate Mortgage, or ARM loan, to get you closer to owning your dream home. ARM loans lock in a fixed rate for a set term, then your interest rate adjusts annually, depending on market rates.

  • Perfect for you if you’re planning to move or pay off your loan within 5 years
  • Low, competitive rates
  • Choose from 3 or 5-year ARM options
  • Keeps payments low initially
  • Interest may be tax deductible*

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Visit our Mortgage Center to learn more, apply for your loan, or finish an application you’ve already started.

Buying your first home can be a daunting and intimidating prospect, but it doesn’t have to be. We can do it together!

With our First Time Homebuyer program, we’ll walk you through the home buying process — step by step. And, you can get some perks along the way.

  • Finance up to 97% for qualified buyers
  • Get competitive interest rates
  • Get reduced interest rates
  • Easy online application

Calculators

Visit our Mortgage Center to learn more, apply for your loan, or finish an application you’ve already started.

For additional information, call our Mortgage Center at 978-968-2200 to speak to one of our Mortgage Lending Representatives. Or you can email us at mortgagecenter@myccu.org.

NMLS Registry Information for Community Credit Union Mortgage Loan Originators

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