Achieve Your Financial Goals with Our Flexible Personal Loans
Life is full of expectations and excitement. When the unexpected happens, you need a financial institution you can trust. At Community Credit Union, we’re here to partner with you – with banking that’s vibrant, personal, and fair. Our Personal Loan products can help you pay for life’s expected and unexpected moments.
GET QUICK ACCESS TO FUNDS WITH OUR UNSECURED LOAN OPTIONS
Community Credit Union can help you live your life more vibrantly! With an Unsecured Loan, you can borrow money to take your family on a once in a lifetime vacation or pay for unexpected medical expenses, car or home repairs – or just about anything else.
Get great rates with flexible terms and make your dreams happen.
- Low fixed rates
- Flexible terms up to 60 months
- No collateral required
Current Rates
| Term | APR** as low as | Payment per $1,000 Borrowed |
|---|---|---|
| 1 Year | 12.50% | $89.08 |
| 2 Years | 13.00% | $47.54 |
| 3 Years | 13.25% | $33.81 |
| 4 Years | 13.50% | $27.08 |
| 5 Years | 14.25% | $24.40 |
| ** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates, other discounts may apply. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval. Maximum APR is 18.00%. | ||
SECURE YOUR FINANCING WITH OUR RELIABLE SECURED LOAN OPTIONS
We know that younger members of our community need help establishing credit to help get their financial lives started. We also understand that sometimes mistakes happen, and some of us need help getting back to a good financial position.
A Secured Loan from Community Credit Union can help you to establish or repair your credit. Secured Loans are a convenient solution to get a loan by simply using what you already have on deposit in a Certificate of Deposit. And, you continue to accrue interest in your Certificate.
- Borrow up to 95% of what’s on deposit
- No fees
- Flexible terms up to 48 months
- Lowest rates
- Continue to accrue interest in your Certificate
Current Rates
| Term | APR** As Low As | Estimated Cost per $1,000 | |
|---|---|---|---|
| Installment loan up to $100,000 | up to 48 months | Fixed at 4.00% over the Passbook/CD interest rate | $22.60 |
| Term Balloon loan up to $100,000 | 1 payment | Fixed at 3.50% over the Passbook/CD interest rate | $1,002.96 |
| Installment loan >= $100,000 | up to 48 months | Fixed at 4.25% over the Passbook/CD interest rate | $22.71 |
| Term Balloon loan >= $100,000 | 1 payment | Fixed at 3.75% over the Passbook/CD interest rate | $1,003.17 |
| ** Annual Percentage Rate (APR) is subject to change without notice. Not all members may be eligible for these rates, other discounts may apply. Please contact us for specific requirements, credit requirements, LTV and term limits and pricing tiers. All loan applications are subject to credit approval. Maximum APR is 18.00%. | |||
If you need help or would like more information, please visit one of our branches or call us at 800-862-7009. Become a member today and live more vibrantly!