Condominium Purchase or Refinance

• Master deed
• Declaration-of-trust
• Unit deed
• Master insurance policy
• Condo affidavit

Construction Loan

• Construction plans and specs
• Construction budget
• Construction permits
• Agreement with general contractor
• Construction insurance policy

Residential Purchase

• Signed purchase & sales agreement/accepted offer
• Proof of down payment (copy of canceled check)
• Most recent 2 years W-2’s
• Most recent pay stubs
• Last three years 1040’s (all schedules)
• All checking and savings statements (2 months)
• 12 months canceled rent checks

Residential Refinance

• Current mortgage statement
• Most recent property tax bill
• Current homeowner’s insurance policy
• Most recent 2 years W-2’s
• Most recent year-to-date pay stubs
• Last two years 1040’s (All Schedules)
• Year-to-date profit and loss – self employed only
• All checking and savings statements (2 months)

Home Equity Loan (Second Mortgage)

• Current mortgage statement
• Most recent property tax bill
• Current homeowner’s insurance policy
• Most recent 2 years W-2’s
• Most recent year-to-date pay stubs
• Last two years 1040’s (All Schedules)
• Year-to-date profit and loss – self employed only
• All checking and savings statements (2 months)

Home Equity Line of Credit

• Current mortgage statement
• Most recent property tax bill
• Current homeowner’s insurance policy
• Most recent 2 years W-2’s
• Most recent year-to-date pay stubs
• Last two years 1040’s (all schedules)
• Year-to-date profit and loss – self employed only
• All checking and savings statements (2 months)