
Two Cents Blog

4 Best Mortgages for First-Time Homebuyers
You’re ready to make your dream of homeownership a reality. But the steep...
How to Improve Your Credit Score
If you’ve ever tried to buy a car or a house, then you’ve had your credit...
Money and Emotions
Money management starts with our emotions. Hard to believe, right? Well, it’s...
Home Mortgage Terms Every First-Time Homebuyer Should Know
Buying your first home is an exciting milestone that signifies the start of a...
Financial Foundations for a Prosperous New Year
While the holidays have left bank accounts a bit lean, getting personal finances in order early in the year could lead to less stress and more peace with each passing month. Here are a few tips to get you started.
Starting 2024 with Financial Fitness
Comparing the past 365 days of spending against annual savings goals could...
Does gambling affect your credit score?
What is a credit rating? Before delving into whether gambling affects one's...
Should You Rent or Buy Your Next Home?
Weighing the benefits of renting versus buying often comes down to finances....
Here’s What HELOCs and Credit Cards Have in Common – And What They Don’t
Credit cards make it simple to purchase big-ticket items like televisions,...
Should You Pay with Cash or a Credit Card? It Depends.
A split-second decision at the cash register can have lasting financial...