
Two Cents Blog

Financial Foundations for a Prosperous New Year
While the holidays have left bank accounts a bit lean, getting personal finances in order early in the year could lead to less stress and more peace with each passing month. Here are a few tips to get you started.
Starting 2024 with Financial Fitness
Comparing the past 365 days of spending against annual savings goals could...
Does gambling affect your credit score?
What is a credit rating? Before delving into whether gambling affects one's...
Should You Rent or Buy Your Next Home?
Weighing the benefits of renting versus buying often comes down to finances....
Here’s What HELOCs and Credit Cards Have in Common – And What They Don’t
Credit cards make it simple to purchase big-ticket items like televisions,...
Should You Pay with Cash or a Credit Card? It Depends.
A split-second decision at the cash register can have lasting financial...
The #1 Way Local Credit Unions Differ from Banks
Credit unions and banks compete for your financial deposits. While both types...
HELOC Myths That Separate Homeowners from Their Mounting Equity
American homeowners have nearly $16 billion in available home equity. Some...
Here’s What You Should Know About Checking Accounts Before You Open One
Money management is less of a struggle when a reliable system is used to track...
5 Financial Accounts Every Small Business Owner Should Open (Or At Least Consider)
Opening a new business was both thrilling and yet - a bit overwhelming. The...