Have a Question?

Contact Us   781.598.0820

Checking rates & Savings Rates

Savings Rates Checking Rates Business Account Rates
Product Rate* APY** Minimum Balance to Open Minimum Daily Balance to Earn APY
Statement Savings/Club A/C's 0.05% 0.05% $25.00 $25.00
0.10% 0.10% $25,000.00
 
Passbook Savings 0.05% 0.05% $25.00 $25.00
0.05% 0.05% $25,000.00
 
Money Market Deposit Account (MMDA)*** 0.03% 0.03% $1,000.00 $25.00
0.10% 0.10% $2,500.00
0.15% 0.15% $10,000.00
0.20% 0.20% $25,000.00
 
Community First Money Market (CFMM)*** 0.07% 0.07% $10,000.00 $25.00
0.15% 0.15% $10,000.00
0.20% 0.20% $25,000.00
0.40% 0.40% $100,000.00



Certificates of Deposit, IRA, Retirement Plans (SEP, KEOGH, etc.)****

Term Rate* APY** Certificate IRA Certificate IRA
3Months 0.10% 0.10% $1,000.00 $500.00 $1,000.00 $500.00
4Months 0.10% 0.10% $1,000.00 N/A $1,000.00 N/A
6Months 0.20% 0.20% $1,000.00 $500.00 $1,000.00 $500.00
7Months 0.10% 0.10% $1,000.00 N/A $1,000.00 N/A
9Months 0.20% 0.20% $1,000.00 N/A $1,000.00 N/A
10Months 0.25% 0.25% $1,000.00 N/A $1,000.00 N/A
11Months 0.45% 0.45% $1,000.00 N/A $1,000.00 N/A
12Months 0.50% 0.50% $1,000.00 $500.00 $1,000.00 $500.00
13Months 0.45% 0.45% $1,000.00 N/A $1,000.00 N/A
14Months 0.60% 0.60% $1,000.00 $500.00 $1,000.00 $500.00
15Months 0.30% 0.30% $1,000.00 N/A $1,000.00 N/A
18Months 0.80% 0.80% $1,000.00 $500.00 $1,000.00 $500.00
20Months 0.60% 0.60% $1,000.00 $500.00 $1,000.00 $500.00
24Months 0.90% 0.90% $1,000.00 $500.00 $1,000.00 $500.00
36Months 1.00% 1.00% $1,000.00 $500.00 $1,000.00 $500.00
40Months 1.20% 1.20% $1,000.00 $500.00 $1,000.00 $500.00
48Months 1.25% 1.25% $1,000.00 $500.00 $1,000.00 $500.00
Effective: 01/04/2017

*Rates subject to change without notice. ** Annual Percentage Yield. ***Transaction limitations apply. ****Substantial penalty for early withdrawal; All CD rates apply to IRA's except for the 7, 9, 4, 11, 13, and 15 mo certificates - not presently available. ***** Personal Community First MMDA available only with a checking account > $1,000 balance/direct deposit at the time of opening. Fees may reduce earnings.